LEGAL NOTICE AND PRIVACY POLICY

In compliance with Article 10 of Law 34/2002 of July 11 on Information Society Services and Electronic Commerce, the identification details of the Owner are listed below:

 

Web: https://staging2.tqeurocredit.com/
Owner: TQ EUROCREDIT-BCN S.L.
Address: Pg. de Gràcia, 122, 4-2, 08008, Barcelona; Gran Via Jaume I, 32, 1a, 17001, Girona; Calle Lagasca 26, 1-D, 28006, Madrid; Av. Alexandre Rosselló, 26A, 1r, 07002, Palma de Mallorca
Tax ID: B65756389
Phone: 93 349 55 10 (Barcelona); 972 48 72 22 (Girona); 915 661 540 (Madrid); 971 276 181 (Palma de Mallorca)
Email: info@tqeurocredit.com
bcn@tqeurocredit.com
madrid@tqeurocredit.com
balears@tqeurocredit.com
Registration details: Registered in the Commercial Registry of Barcelona, Volume 43157, Folio 23, Sheet B-424584

 

  • ACCESS AND USE CONDITIONS

 

Any person accessing the TQ EUROCREDIT website is considered a User. The User agrees to use the website and the services provided through it in accordance with the law, moral and ethical standards, good customs, and public order, as well as these terms. Accordingly, the User must not use the website for illicit purposes or in a manner contrary to these provisions, or in any way that harms third parties’ rights or interests, or that may damage the website or impede its normal use or that of the services accessible through it.

 

The use of the website and/or its services implies full and unreserved acceptance and validity of all clauses contained in the latest updated version of this Legal Notice, so the User should be aware of the importance of reading them each time they visit the website.

 

  • INTELLECTUAL PROPERTY

 

The source code, graphic designs, images, photographs, videos, sounds, animations, software, texts, and all information and content on the website are protected by Spanish intellectual and industrial property laws in favor of TQ EUROCREDIT and third-party licensors. Reproduction and/or publication, in whole or in part, of the website, as well as its computer processing, distribution, dissemination, modification, transformation, decompilation, or any other rights recognized legally to its owner, are not permitted without prior written consent. The User may use the material on the website only for personal and private purposes; commercial use or illicit activities are prohibited. All rights arising from intellectual property are expressly reserved by TQ EUROCREDIT and third-party licensors, who will enforce these conditions and ensure proper use of the content presented on their web pages, taking all civil and criminal actions in case of infringement or breach of these rights by the User.

 

  • PRIVACY POLICY

 

TQ EUROCREDIT is committed to protecting the privacy of users who access this website and/or any of its services. The use of the website and/or any of the services offered by TQ EUROCREDIT implies the User’s acceptance of the provisions of this Privacy Policy and that their personal data will be processed as stipulated. Please note that, although our website may contain links to other websites, this Privacy Policy does not apply to other companies or organizations to which the website may redirect. TQ EUROCREDIT does not control third-party website content and accepts no responsibility for the content or privacy policies of those sites.

 

  • PRIVACY MATTERS

 

In compliance with Regulation (EU) 2016/679 of the European Parliament and of the Council of April 27, 2016 (GDPR) and Organic Law 3/2018 of December 5 on the Protection of Personal Data and guarantee of digital rights, we provide the following information about the processing of personal data you may provide to us:

 

  • WHO IS RESPONSIBLE FOR PROCESSING YOUR DATA?

 

TQ EUROCREDIT

 

Our details appear at the top of this Legal Notice.

 

  • We process the information provided to us to deliver and invoice our services and products.
  • If you give us your consent, we may also process your data to send you information about products, services, or activities.

 

  • HOW LONG WILL WE RETAIN YOUR DATA?

 

The personal data provided will be retained only for the time strictly necessary—i.e., while you use our services or wish to continue receiving information.

 

  • WHAT IS OUR LEGAL BASIS FOR PROCESSING YOUR DATA?

 

  1. The legal basis for processing your data is the consent you provide us.

 

(Minors under 14 years old) It is understood that information sent by minors under 14 years old has been provided with the consent of their legal representatives. Otherwise, the legal representative must inform us as soon as possible.

 

  1. Compliance with applicable laws or execution of a contract. In certain circumstances, we may need to process your personal data to comply with relevant laws/regulations or to fulfill our obligations under a contract to which you are a party.

 

  • TO WHOM WILL WE DISCLOSE YOUR DATA?

 

Your data will not be disclosed to third parties except as required by law or necessary to achieve the purpose of the processing.

 

  • WHAT RIGHTS DO USERS HAVE AND HOW CAN THEY EXERCISE THEM?

 

  • Any person has the right to obtain confirmation on whether we are processing their personal data.
  • They also have the right to withdraw previously given consent.
  • Data subjects have the right to access their personal data, request rectification of inaccurate data, or request deletion when the data is no longer necessary for the purposes for which they were collected.
  • Under certain circumstances, data subjects may request restriction of processing; we will then retain the data only for the exercise or defense of claims.
  • Under certain circumstances and for reasons related to their particular situation, data subjects may object to processing; in such cases, we will stop processing except for compelling legitimate reasons or for the defense of possible claims.
  • Data subjects also have the right to data portability.
  • Finally, data subjects have the right to lodge a complaint with the competent Supervisory Authority.

 

You can exercise the above rights by sending us a written request, attaching a copy of an identification document, to our address or email (listed at the beginning of this Legal Notice).

 

  • HOW DID WE OBTAIN YOUR DATA?

 

The personal data we process comes from the data subject, who guarantees the accuracy of the data provided and is responsible for notifying us of any changes. Fields marked with an asterisk are mandatory to provide the requested service.

 

  • WHAT DATA DO WE PROCESS?

 

The data we process falls into the following categories:

 

  • Identification data.
  • Postal or email addresses.
  • Other data requested in our forms.

 

Data processing is limited, as we only handle the data necessary for providing our services and managing our activities.

 

  • FOR WHAT PURPOSE DO WE PROCESS YOUR DATA?

 

We may process your personal data for the following purposes:

 

– Provide the contracted services.

 

– Deliver the acquired products.

 

– Respond to your requests for information, products, or services.

 

– Process personal data where we have legal obligations.

 

– Hire personnel.

 

– Plan and develop organizational aspects (such as internal communications, budgets, administration, and project management);

 

– Provide access to our resources.

 

– Process payments.

 

– Administer the website.

 

– For any additional purpose for which we notify you and obtain your consent, including purposes required by local law, we will obtain your consent before processing your personal data for those purposes.

 

  • WHAT SECURITY MEASURES DO WE APPLY?

 

We apply the security measures established in Article 32 of the GDPR; accordingly, we have adopted the necessary safeguards to guarantee a level of security appropriate to the risk of data processing, with mechanisms ensuring the confidentiality, integrity, availability, and permanent resilience of our systems and processing services.

 

Some of these measures include:

 

  • Informing staff about data processing policies.
  • Performing periodic backups.
  • Controlling access to data.
  • Conducting regular verification, evaluation, and assessment processes.

 

  • DISCLAIMER OF LIABILITY

 

TQ EUROCREDIT uses the utmost diligence to ensure that the data and information on its website are always up to date. However, it does not guarantee nor accept responsibility for the accuracy or timeliness of website content and reserves the right to modify content at any time. TQ EUROCREDIT is responsible for information accessible through links included on the website.

 

Commercial relationships with clients will be governed by the general terms that, if necessary, TQ EUROCREDIT will establish in a specific document for this purpose or by the specific agreements reached with clients.

 

  • COMMERCIAL INFORMATION AND ADVERTISING POLICY

 

TQ EUROCREDIT undertakes not to engage in misleading advertising. Formal or numerical errors in website content resulting from incomplete maintenance or updates are not considered misleading advertising. TQ EUROCREDIT commits to correcting any such errors as soon as they become known.

 

TQ EUROCREDIT undertakes not to send commercial communications without identifying them as such, in accordance with Law 34/2002 on Information Society Services and Electronic Commerce. Communications intended solely to maintain the existing contractual relationship between the client and TQ EUROCREDIT, or to perform information duties and other activities inherent to the contracted service, are not considered commercial communications.

 

  • TERMS OF USE, JURISDICTION, AND APPLICABLE LAW

 

The use of this website implies full acceptance of the terms of this Legal Notice. This Legal Notice and all relationships established between TQ EUROCREDIT and the User of the website and its services shall be governed by Spanish law.

 

– Last reviewed: February 2022